- Social Work Malpractice Insurance
- Overview
- Social Work Professional Liability Insurance
- Student/School Social Work Liability Insurance
- Agency Liability Insurance
- Group Life & Disability Insurance
- Overview
- Term Life Insurance
- Long-Term Disablity Insurance
- Hospital Daily Cash Benefit Insurance
- Personal Accident Insurance
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Print! Agency Liability Application |
The strong personal commitment which professional mental health care demands, involvement with people, their situations and their environment, can place your Agency, its officers and employees in a vulnerable legal position. More important, individual professionals can be sued for an alleged error or negligent omission. The Agencies they represent can also be held responsible for allegations made against these professionals.
In recent years, court judgments in such cases have increased alarmingly. Any suit brought by one of your Agency's clients, even though it may be groundless, false, or fraudulent, must be defended. The cost of such a defense can be excessively high.
That is why American Home Assurance Company, in consultation with NASW, has developed the Social Service Agency Professional Liability Insurance Program to protect your Agency and its employees. This custom coverage has been designed to fit the special needs of any qualified Agency.
- Specially designed no-deductible protection against claims which arise from professional services by your Agency, including the Agency's liability for acts of employees.
- Your Agency is insured in its own name and the policy covers individual employees while working under the auspices of the Agency. In the event of a professional liability suit against the Agency and an employee on your staff, the policy will protect both.
- This blanket protection includes employees, directors, trustees, and executive officers while acting within the scope of their duties as such.
- The Agency is protected for volunteers and students and they are protected personally.
- Protection for acts occurring during the policy term even though the claim is made after the policy expires.
- An automatic coverage of additional employees hired during the policy term.
- Employed psychiatrists may be included except in Pennsylvania.
Psychiatrists are not covered unless you tell us about them in the application and a premium charge is shown for them in the policy. Physicians (other than psychiatrists) cannot be covered.