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What are the enhancements in this group insurance coverage?

Following are the various enhancements to the ASI group insurance program:

  • A Felonious Assault Benefit is added to our members’ term life and accidental death and dismemberment programs. At times, you’re inadvertently put in harms way as a social worker. If you’re a victim of an assault and are seriously injured or die, this new benefit provides you with an additional payment of up to $5,000;
  • A 10% Guaranteed Acceptance Inflation Guard Benefit for you, available every year for 10 years with our term life insurance program. Now, our term life insurance participants have the opportunity to increase your current benefit amounts by another 10% each and every year for the next 10 years guaranteed with no medical questions or exam provided you take advantage of the offer at the time it’s made. (Coming soon!)
  • A Guaranteed Minimum Disability Benefit for Specified Injuries for our long-term disability insurance participants that specifies a minimum amount of time you must be paid for these covered injuries. This gives you the comfort of a guaranteed starting point – no hassle, no arguments;
  • Increased Term Life Maximum Coverage for your spouse/domestic partner from $220,000 to $407,000;
  • And, best of all — these enhanced benefits are provided at no additional cost to you!

Posted in: Group Insurance FAQ