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Why do I need professional liability insurance?

Professional liability insurance protects social workers if sued for malpractice. Social workers need protection from legal action due to negligent acts, errors, and omissions on the job and from frivolous lawsuits that can be brought even years later.

Without coverage, you could spend precious time and resources defending yourself, regardless of whether there is any merit to the claim. Professional liability insurance provides you with experienced legal defense and coverage for settlements or damages.

The NASW-Endorsed Professional Liability Insurance Program covers you for other specific risks, including supplemental liability for clients tripping and falling in your private office, and legal counsel for a licensing board complaint or administrative hearing.

Posted in: Professional Liability FAQ